National interest rates

BANK/THR IFT YIELDS

Highest yields for money market deposit accounts and certificates of deposit reported to RateGram by federally insured banks and thrifts as of July 16, based on interest rates and method of compounding for an opening deposit of $25,000 or less.

MMDA

National Average 0.75 percent

1 Corus Bank, Chicago, IL(800) 555-57103.62

2 Countrywide Bank, Alexandria, VA(800) 844-10913.55

3 Everbank, Jacksonville, FL(888) 882-38373.51

4 AARP Financial Savings Center, Irvine, CA(866) 421-58063.50

5 Banco Popular, New York, NY(212) 767-85273.50

6-MONTH CD

National Average 1.94 percent

1 Nexity Bank, Birmingham, AL(877) 738-63913.71

2 Corus Bank, Chicago, IL(800) 555-57103.70

3 E-LOAN.com, Pleasanton, US(866) ELO-AN313.61

4 Doral Bank, New York City, NY(877) 31D-ORAL3.50

5 UmbrellaBank.com, Birmingham, AL(866) 862-73553.50

1-YEAR CD

National Average 2.22 percent

1 UmbrellaBank.com, Birmingham, AL(866) 862-73554.05

2 First Central Savings Bank, Astoria, NY(718) 261-50954.00

3 E-LOAN.com, Pleasanton, US(866) ELO-AN313.91

4 Corus Bank, Chicago, IL(800) 555-57103.90

5 Countrywide Bank, Alexandria, VA(800) 844-10913.90

2.5-YEAR CD

National Average 2.48 percent

1 UmbrellaBank.com, Birmingham, AL(866) 862-73554.30

2 Intervest National Bank, New York, NY(212) 218-83834.20

3 Everbank, Jacksonville, FL(888) 882-38374.08

4 New South FSB, Birmingham, AL(888) 639-76884.05

5 Asheville Savings Bank, Asheville, NC(800) 222-32304.00

5-YEAR CD

National Average 3.40 percent

1 Key Bank, Akron/Youngstown, OH(800) KEY-2YOU5.05

2 Key Bank, Anchorage, AK(800) KEY-2YOU5.05

3 Key Bank, Colorado Springs, CO(800) KEY-2YOU5.05

4 Key Bank, Dayton, OH(800) KEY-2YOU5.05

5 Key Bank, Spokane, WA(410) 363-70505.05

$50,000 OR MORE CDs (30 DAYS)

1 Astoria Federal Savings, Lake Success, NY(800) AST-ORIA3.08

2 Asheville Savings Bank, Asheville, NC(800) 222-32303.00

3 Doral Bank, New York City, NY(877) 31D-ORAL3.00

$50,000 OR MORE CDs (90 DAYS)

1 E-LOAN.com, Pleasanton, US(866) ELO-AN313.26

2 Astoria Federal Savings, Lake Success, NY(800) AST-ORIA3.23

3 First Federal Bank of California, Santa Monic(800) 637-55403.05

$50,000 OR MORE CDs (180 DAYS)

1 E-LOAN.com, Pleasanton, US(866) ELO-AN313.61

2 Pacific Crest Savings, Seattle, WA(425) 670-96003.45

3 Astoria Federal Savings, Lake Success, NY(800) AST-ORIA3.43

MONEY FUND YIELDS

(Highest 7-day Compound Yields for period ended July 15, 2008) Highest compounded (effective) rate of return to shareholders reported to Money Fund Report for the past seven days.

GOVERNMENT RETAIL MONEY FUNDS

Government Average1.37 percent

1 CAT: Govt&Agen Secs/DWS Govt&AgenMF (k)(800) 730-13132.17

2 Fidelity US Govt Reserves (k)(800) 544-66662.12

3 Payden Cash Reserves MMF (k)(800) 572-93362.10

4 Selected Daily Govt Fund/Cl D(800) 243-15752.09

5 JENNDRY/Dryden Govt SecTr/MM Ser/Z(800) 225-18522.08

6 Monetta Government MMF (k)(800) 666-38822.00

7 Vanguard Federal MMF(800) 662-74472.00

8 Davis Govt Money Market Fund(800) 279-02791.99

9 Fidelity Government MMF (k)(800) 544-66661.99

10 JENNDRY/Dryden Govt SecTr/MM Ser/A(800) 225-18521.96

PRIME RETAIL MONEY FUNDS

Prime Average1.85 percent

1 Touchstone MMF/Cl A (k)(800) 543-87212.56

2 Fidelity Money Market Fund (k)(800) 544-66662.52

3 Fidelity Select Money Market(800) 544-66662.52

4 Marshall Prime MMF/Investor Class (k)(800) 236-38632.46

5 Morgan Stanley ActiveAssets MT(800) 869-63972.46

6 Fidelity Cash Reserves(800) 544-66662.42

7 Dreyfus BASIC MMF (k)(800) 782-66202.41

8 USAA Money Market Fund(800) 531-84482.38

9 Western Asset MMF/Cl A(800) 451-20102.38

10 Managers Money Market Fund (k)(800) 548-45392.37

NATIONAL TAX-FREE RETAIL MONEY FUNDS

National Average 0.97 percent

1 Alpine Municipal MMF/Investor (k)(888) 785-55781.80

2 USAA Tax Exempt MMF (800) 531-84481.53

3 Vanguard Tax-Exempt MMF(800) 662-74471.50

4 Marshall Tax Free MMF/Class Y (k)(800) 236-38631.49

5 CAT: T-E Port/DWS T-E Money Fund(800) 730-13131.39

6 T Rowe Price Summit Muni MMF(800) 638-56601.36

7 Dreyfus BASIC Muni MMF (k)(800) 782-66201.34

8 SSgA Tax-Free MMF/Cl A(800) 647-73271.33

9 Touchstone T-F MMF/Cl A(800) 543-87211.33

10 BBH Tax Exempt Money Fund (h)(800) 625-57591.32